Why, yes I do make money online with very little effort and no credit card. Read on:

"Dude, what're you doing?"

My friend looks over my shoulder at the monitor - I'm hitting the tab and right arrow keys back and forth repeatedly, selecting yes or no on tens of little offers.

"Making money," I reply.

"What? What are you doing, exactly?" she queries, disbelieving.

"Yeah, I just fill out hundreds of these little offers and they send me checks in the mail. Sometimes an offer merely consists of an email or zip submit."

Gaping. "How much--?"

"I've been doing this since September. Make about a hundred or so each month. Depends on how much time you wanna spend on it."

"No."

"Yes."

"Where--?"

"Get-paid-to sites. Also known as gpting."

Yep. I'm a college kid who discovered this stuff over the summer as I was sifting through the net, looking for legit ways to make money online. That is, without doing anything sketchy like giving out a credit card number. And this is what I found: a whole slew of sites under the category of "GPT." You know it's legit 'cause the work at home moms use them big time. And it's downright easy! Sign up for any of the links I put up over on the left there. Now, this is all you have to know. Here're the basics of gpting.

First off, make a bunch of email accounts. Gmail accounts, preferably. You don't want spam in your regular email account. Also, you may not get paid if you don't switch your addresses up. With gmail addresses, you can add periods throughout and emails will still be sent to the original address. Like, example@gmail.com is the same as e.x.am.mple@gmail.com or ex.ample@gmail.com. You see? So use a slightly different address for each offer.

Okay, so you've got a few email accounts. Next thing to remember is you've got use your real information. Yeah, give the companies your real phone number and home address! Or else they won't send money.

Also - only one account per household per site, or the owners of the gpt sites will get suspicious and think you're making multiple accounts for yourself. Maybe your dad and brother and sister all want to try gpting. That's great, but they should get accounts on sites you're not a member of!

Alright, so you've got all that. There, you're ready to start filling stuff out! Switch off all your pop-ups blockers. Also, make sure your browser's accepting all cookies. If you don't, the gpt site won't be able to track the offer, and probably won't credit you for completing it. And you're going to want to clear all your cookies before you fill out each offer. (Tutorials can be found on the gpt sites if these instructions confuse you.)

Here's a tip for getting all those yes/no survey questions filled out quickly - download roboform. Once you have it installed, you can simply hold down the "alt" then "=" key and all the answers will go to "no."

Okay, now you're ready to go! Don't dismiss an offer just because it pays forty cents or even ten - they only take a few seconds to fill out, so they add up quite quickly. Don't forget, sites will also give you another sort of reward for filling out offers. You get signs from Dealbarbiepays, chips from Squishycash, etc. And when you get a certain amount of them, you can trade them in for other prizes, like gift cards, even teddy bears. Yes, I got a pink teddy bear from Dealbarbiepays! I've also gotten a few gift cards, and traded in signs for extra money.

Once you've gotten going, once you've realized that hey, these sites really are sending me checks or money directly to my Paypal account, you can start referring your friends. Do as I'm doing - put some of your favorite gpt sites' referral banners up on your site or blog, and make a certain percent of your referrals' profits! Sweet deal, right? Go to!